Active

36 Days on market

128 N Lake Ave Southwick — Photo 1 of 16

$182,000

128 N Lake Ave, Southwick, MA 01077

Southwick, MA 01077 — Congamond

Beds

Baths

SqFt

560

Style

Single Family

Built

1935

This lakeside retreat in the heart of the Congamond Lake community, offers a blend of comfort and recreation in this great 1-Bedroom, 1-Bath, Ranch. The home is ideal for those seeking an escape, with enchanting views of Lake Congamond's sunrises, fishing for trout, salmon, northern pike, and boating. A short walk to water access, bike path, wildlife sanchuary, fishing pier, boat ramp, and hiking trails. Become a part of the Lake Community today. This is a HUD property, SOLD "AS IS" by ELECTRONIC BIDDING ONLY. WILL NOT REPAIR OR REPLACE ANY ISSUE. Listed as "IE" (INSURED WITH ESCROW), HUD case #251-633478. Financial terms: CASH, FHA 203(IE), and FHA 203(K). Equal Housing Opportunity. Seller DISCLOSURES and LBP Addendums are on HUD website: hudhomestore.gov. ELIGIBLE BIDDERS: OWNER OCCUPANTS, NONPROFITS & GOVERNMENT AGENCIES, only, from 8/4/26. Bids are due 8/18/26, by 11:59 PM Central Time, then DAILY UNTIL SOLD. Make an appointment with your Real Estate Agen

Market Value Analysis

This Property

Size (SqFt) →Price →

This Property$325/sqft

Local Avg (Southwick)$303/sqft

7% AboveMarket Average

* Analysis is based on 21 actively listed and recently sold comparable properties strictly within Southwick, MA.

Financials

Original Price$182,000

Annual Taxes$3,091

Parking

Garage0

Off-Street2

Interior Specifications

Total Rooms3

FireplacesNone

FlooringWood, Tile

BasementNone

Climate & Utilities

HeatingRadiant, Electric

CoolingNone

WaterPublic

SewerPrivate Sewer

Building & Exterior

ConstructionFrame

RoofShingle

FoundationBlock

ZoningR-20

Property & Lot

Acres0.08

SqFt Lot3,485

Lot FeaturesCorner Lot, Wooded

Amenities & Appliances

Electric Water Heater • Range • Dishwasher • Microwave • Refrigerator

Neighborhood

Walk/Jog Trails • Golf • Bike Path • House of Worship • Marina • Public School

Geography

Floorplan Breakdown

Structural Layout

First

Living RoomKitchenMaster BedroomBathroom 1

Living Room

Lvl First

Cathedral Ceiling(s), Flooring - Hardwood

Kitchen

Lvl First

Countertops - Stone/Granite/Solid

Master Bedroom

Lvl First

Cathedral Ceiling(s), Ceiling Fan(s), Closet, Flooring - Hardwood

Bathroom 1

Lvl First

Flooring - Stone/Ceramic Tile

Population

9,217

U.S. Census Bureau, ACS 2024 5-Year Estimates (B01003)

Median Household Income

$120K

U.S. Census Bureau, ACS 2024 5-Year Estimates (B19013)

Renter-Occupied Homes

16.6%

U.S. Census Bureau, ACS 2024 5-Year Estimates (B25003)

New Construction Permits — Hampden County

359 housing units permitted in the last 12 months (+20% vs the prior 12 months) — 74 in 5+ unit buildings

U.S. Census Bureau, Building Permits Survey (through Jun '26)

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 280 sq ft (the lesser of 900 sq ft or half the 560 sq ft principal dwelling). Lot size: 3,485 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Full Southwick, MA market report ZIP 01077 market data

Listing Provided By

Listing Agent: Alan Ward

Listing Office: Great Homes Real Estate, Inc.

MLS® Number: 73559265